Tuesday, 14 Jul 2020

Things to take care of while applying for long and short term disability claims

A disability that prevents them from working is a thing that millions of people are dealing with. You must know how the process works if you have become disabled and need to apply for disability benefits. But there are mistakes to avoid when applying for short and long-term disability claims as follows. Also, you can take advice from a Personal injury lawyer in Scarborough.

  1. Not Doing Your Homework

There is much more to filling out paperwork and sending it than just applying for disability benefits. You must know what kind of benefits you are entitled to so always do your homework. Learn the requirements for qualifying for those benefits so that you can get them once you receive your benefits.

  1. Not Checking the Status of Your Claim Regularly

Not checking on the status of your claim regularly is a big mistake. Checking it regularly will speed up the process of your case and any mistakes will be caught earlier. 

  1. Collecting Unemployment Benefits

It says that you are unable to work because you have a physical or mental disability when you apply for long term or short-term disability benefits. However, it sends the message that you are perfectly able to work if you can find a job if you file for unemployment. Collecting unemployment carries the requirement that you find appropriate work.

  1. Not Taking Prescribed Medication

It harms your credibility and can put your application for disability benefits at risk if you don’t take medication that was prescribed for your disability.  

  1. Missing Appeals Deadline

You have 90 calendar days from the date you receive your notice of denial to request an appeal if your claim is denied. You have to start fresh and file a new claim if you fail to appeal before that date. 

  1. Exaggerating Your Disability

When your examiner looks at your medical records and compares them to your claim exaggerating your disability can lead to a problem. Try to be honest.

  1. Performing a Substantial Amount of Work While Applying

You shouldn’t have what’s called substantial gainful employment when you’re trying to get long term or short term disability. You may jeopardize your claim if you don’t understand the amount part or consult a Personal injury lawyer in Scarborough before going ahead. 

  1. Not Receive Adequate and Regular Medical Treatment

You may not qualify for disability benefits if you don’t seek regular medical treatments for your condition as it must be adequate. You need concrete proof of your condition and that it makes it impossible for you to work.

When applying for long term or short term disability benefits always be thorough when applying. Your chances of being approved will be helpful.


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